Instant Cash Loans
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SERVICES
- Loans are provided against pledged gold at market rates.
- Tenure options: 6 months (short-term) and 12 months (long-term).
- Interest rates: 9.90% - 24% depending on payment schedule.
- Customers can opt for monthly interest payments or pay at loan maturity.
- Penal charges apply for overdue payments.
Financial Model & Interest Rates
- Minimum Loan Tenure: 6 months - Maximum Loan Tenure: 12 months
- Interest Rates: - Monthly Payment: 9.90% - 24%
- Lump-sum at maturity: Up to 24% (26.82% annualized)
- Penal Charges: INR 0.10 per day per INR 1,000 for overdue payments.
WHY CHOOSE US
1. Competitive Interest Rates
2. Flexible Loan Tenure
3. Quick Loan Disbursal
4. Transparent & Fair Practices
5. Safe & Secure Gold
6. Easy Repayment Options
7. Best Loan-to-Value (LTV) Ratio
8. Trusted & Customer-Centric Approach
Loan Agreement Terms
- Borrower must pledge gold as collateral.
- Loan must be repaid within the agreed tenure (6 or 12 months).
- Interest should be serviced monthly; otherwise, the highest applicable rate applies.
- In case of default, penal charges are applicable.
- If the borrower fails to repay within the tenure, the gold may be auctioned.
Udhayamurthy
Thirumudi Gold Finance provided me with the perfect solution for my financial needs. Their professionalism and efficiency made the entire process hassle-free.
CLIENT TESTIMONIALS
Pouline
I highly recommend Thirumudi Gold Finance for their excellent services and customer-oriented approach. It was a pleasure working with their dedicated team.
Mohammed Patel
Thirumudi Gold Finance exceeded my expectations with their transparent loan process and valuable assistance. I am grateful for their support.